Westpac Disclaimer

The Information on this site is current as at 17 July 1997

The information appearing on this site is for preliminary and general information only and is not to be relied upon as being complete, accurate, or up to date and is subject to change. Full details of up to date fees and charges, interest rates, terms and conditions, product information and any special offers are available from any Westpac branch in Australia, or telephone 132 032.

Products referred to in this site are only available in Australia. Products available in Western Australia through Challenge Bank (A Division of Westpac Banking Corporation) may have different terms and conditions. Please contact Challenge Bank Customer Enquiries on 131 862 for full details.

Westpac shall not be responsible for the content of any other site accessed via the Westpac site; that information is the responsibility of the site owner and Westpac has no control over it. Links to other sites are provided for convenience only and do not represent any endorsement by Westpac of the products offered by the site owner.

BT Disclaimer (abbreviated)

Disclaimer - The above information is provided for information only. It does not constitute an offer or invitation to enter into any legal agreement of any kind or exercise any rights whatsoever, in relation to the offering of any security, bank product or units in funds; or a solicitation whether directly or indirectly for deposits or any other banking business in any state, foreign country or in any jurisdiction (other than Australia and New Zealand) where such offer or solicitation may not be lawfully made.

BT Disclaimer (FULL)

The following are the terms on which you may use this Homepage. By downloading any further information you agree to be bound by these terms.

No guarantee of performance The member companies of the Bankers Trust Australia Group do not guarantee the repayment of capital or the performance of the investment funds. An investment does not represent either a deposit with or a liability of Bankers Trust Australia Limited or member companies of the Bankers Trust Australia Group. Bankers Trust Australia Limited and member companies of the Bankers Trust Australia Group do not guarantee the repayment of capital or the performance of the Funds. The holding of units in the Funds is subject to investment and other risks. This could involve delays in repayment, loss of income or principal invested.

Accuracy of the information The information contained in this Homepage is given by BT Funds Management Limited in good faith and has been derived from sources believed to be reliable and accurate. However, the information is selective and Bankers Trust has not verified all of the information, which may not be complete or accurate for your purposes. None of the companies of the Bankers Trust Australia Group, nor any of their directors or employees give any representation as to or warranty of reliability, completeness or accuracy of the information, nor accepts any responsibility arising in any way (including by reason of negligence) for errors in, or omissions from, the information.

For Australian and New Zealand residents only The information in this Homepage is provided for Australian and New Zealand residents only and is not being provided to any person who is a resident of any other country. Any references to dollars are references to Australian dollars (unless otherwise specified).

Not financial advice This homepage provides general information only. It is not intended as financial advice and should not be relied upon as such. You should obtain independent financial advice that addresses your specific needs and situation before making investment decisions.

Not an offer of any product This Homepage is not an offer of securities or other financial products and is not an invitation to you to take up securities or other financial products.

Not a recommendation of any product This Homepage is not a recommendation of any securities or other financial products offered by BT Funds Management Limited or any other company or person.

Copyright Copyright in the information contained in this homepage is owned by Bankers Trust Australia Group of companies. You may use this information for your own personal reference only. You may reproduce this information in hard copy solely for your personal use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.

BT Funds Management Limited (ACN 002 916 458) and Bankers Trust Life Limited (ACN 003 773 680) Level 15, The Chifley Tower, 2 Chifley Square Sydney NSW 2000 are members of the Bankers Trust Australia Group. BT Funds Management Limited is the Manager of the funds under the BT Investment Selection which has a prospectus dated 12 August 1996 lodged and the BT Deeming Selection which has a prospectus dated 2 May 1997 lodged. BT Funds Management Limited is Trustee for the BT Lump Sum Super Fund, BT Retirement Selection, BT Employer Superannuation Fund and BT Super Trust. Copies of current prospectuses and disclosure documents for the above trusts and customer information brochures for the Bankers Trust Life products are available from the offices of Bankers Trust. However, the dates for the prospectuses shown may not be current at the time of reading. Applications for investments in the Trusts will only be made upon receipt of an application form attached to a prospectus, disclosure document or customer information brochure current at the time of application.

This internet site (dated 2 September 1996) provides general information only. If you have any queries you should contact our office in Australia on (61 2) 259 9795.